In recent years, concert ticket prices have gone sky-high, but Gen Z isn’t letting that stop the music, instead they’re turning to payment plans to make those live shows happen. From Coachella to Lady Gaga, Beyoncé to Kendrick Lamar, fans are putting down small deposits and paying in installments just to avoid the FOMO. With average ticket prices in the hundreds (not to mention travel and merch), buy-now-pay-later services like Klarna and Affirm are booming in the concert scene. It's a new era of budgeting for joy, even if it comes with fees, debt, and a touch of sticker shock.